Personal Accident Insurance
Group Personal Accident Insurance
Group Insurance for
- Worker’s Collectives
- Members of Cooperatives
- Members of Associations
- University Students
Admission Ages: From 15 to 70 Years (both ages included).
Termination Ages: 71 years old.
Coverage Offered
- Accidental Death
- Total and Partial Permanent Disability resulting from an accident.
- Reimbursement of Medical Expenses due to Accident. The maximum indemnity is determined by two modalities which are 10% and 20% of the sum insured offered for accidental death.
It should be noted that this Medical Expense Reimbursement Coverage is the only one that is optional.
Individual Accidents
Individual Personal Accidents
Any natural person can apply for this type of insurance.
Admission Ages: From 15 to 70 Years (both ages included).
Age of Termination: 71 years of age.
Coverage Offered:
- Accidental Death.
- Total and Partial Permanent Disability resulting from an accident.
- Reimbursement of Medical Expenses due to Accident. The maximum indemnity is determined by two modalities which are 10% and 20% of the sum insured offered for accidental death.
It should be noted that this Medical Expense Reimbursement Coverage is the only one that is optional.
Family Accidents
Personal Family Accidents
This insurance is intended for the family nucleus comprising (Father, Mother, and dependent children of the main insured).
Admission Ages:
- From 15 to 70 Years (both ages included), for Father and Mother.
- From three (03) months to 21 years (both ages included) for the Children.
Termination Ages:
71 years of age for Father and Mother. 22 years of age for Children.
Coverage Offered:
- Accidental Death.
- Permanent Total and Partial Disability resulting from an accident.
- Reimbursement of Medical Expenses due to Accident. The maximum indemnity is determined by two modalities which are 10% and 20% of the sum insured offered for accidental death.
It should be noted that this Medical Expense Reimbursement Coverage is the only one that is optional.
Transportation Accidents
Transportation Accidents
Accident Insurance for Public and Private Transportation Passengers, in accordance with the provisions of Law 431 or according to the client’s needs.
School Accidents
Targeted to insure students from different schools (Pre-school, Primary, and Secondary).
Coverage Offered:
- Accidental Death.
- Total and Partial Permanent Disability as a result of an accident.
- Reimbursement of Medical Expenses due to Accident. The maximum indemnity is 50% of the sum insured offered for accidental death.
University Accidents
Accident Insurance for University Students
- Automatic worldwide coverage, 24 hours a day, 365 days a year.
- In case of an accident, 100% payment in medical attention in our network hospitals, up to the maximum limit of the insured amount.
- No deductible or coinsurance applies.
- Accident medical care card delivery.
- Assistance service 24 hours a day, 365 days a year, by calling 1800-9911.
- Direct and immediate attention by our Provider Network, simply by presenting their insurance ID card.
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